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What does a lost day really cost you?

Self-employed means no sick pay. Put your real numbers in and see what your knees and back are worth per year, and how fast the right kit covers its own cost.

Your day rate What a day on the tools is worth to you, in pounds. UK trade average sits around £200 to £400. Days lost to aches and injuries last year 6 DAYS Count the honest total: full days off plus the half-speed days that cost you a job overrun. The construction average for musculoskeletal problems (muscle, joint and back trouble) is well into double figures across a career. Years you plan to keep working 12 YEARS Kit you’re weighing up

Lost income per year, at your numbers £1,680 6 lost days × £280 a day

Lost income over your remaining career £20,160 If nothing changes. This is the real bill for “cracking on”.

Decent knee pads pay for themselves after 0.16 LOST DAYS Saved once, ever. Everything after that is profit.

These are your numbers, not ours. Screenshot it, stick it on the fridge, and see which kit we’d actually buy.

Send me this breakdown + the kit list that fixes it

What does a lost day really cost you?

Keep the maths working for you